Dino called me.  Dino always wants something free and easy; and easy mortgage financing is what Dino always asks for.

Once again:  “Hey Jimmy, what’s up”.  “I need money”. (Same old Dino) (this is a true story).

Ok, Dino’s a mover and a shaker (but not a big money maker).  Sometimes he sells copiers, sometimes steel out buildings; right now, it’s granite and marble floors and countertops.

Dino’s changed jobs, and hasn’t been earned a paycheck in about six months;  but, he’s got “irons in the fire”.  He needs some operating capital.  He tells me $16,000 cash in hand will hold the line until the commissions get cut loose.

I am not sure if I can help Dino until my wholesale rep Kevin from a national well run lender drops by my office. 

Kevin tells me:  “If Dino can prove he’s been in the same line of employment for 2years he can simply state his income”  (That means Dino just tells us how much he usually earns and doesn’t have to back it up).

Of course, Dino wants the easy mortgage refinancing and with marginal credit and the tax savings of paying off his revolving credit and putting it under his mortgage he recognizes that this is good business.

Dino got his credit cards paid off and received $16000.00 cash.  He also got a lower interest rate than he was paying previously, and a lower monthly payment.

Question about easy mortgage financing will be responded to promptly